OUR PRICING MODEL

Complimentary

One-Hour Consultation

We offer a complimentary one-hour introductory consultation to all prospects. This meeting allows us to get to know one another and determine how we can best help you.

Hourly General Advice:

$350.00/per hour

General advice from an experienced CERTIFIED FINANCIAL PLANNER™ based on your personal situation.

  • Your personal financial goals
  • General Financial Principles
  • Educate on different types of investment accounts (ex: IRA’s, HSA’s, 529 Plan’s, 403b’s, 457’s, 401k’s, Brokerage Accounts)

There will be no comprehensive analysis (or plan) that can answer questions such as: “How much do I need to start saving to retire at age 55?” or “Will I run out of money if I keep spending this amount each year?”

Wise Flat Fee Planning

Gold Plan:

Ideal Client Profile: Our services are suited for driven professionals in the ascendancy of their careers, particularly those in the early to mid-stages. Our services are tailored to high-earners who are navigating the foundational years of financial planning, whether they’re starting a family or focusing on individual growth. We specialize in addressing the planning requirements that come with this dynamic phase of life.

Annual Fee: $5,000

Services Included:

  • Basic Tax Planning
  • Long-Term Retirement Planning
  • College Planning
  • Risk Management Analyses
  • Basic Estate Planning
  • Budgeting and 5-Year Cash Flow Analysis
  • Portfolio and Investment Analysis
  • Review of Individual Retirement Plan Benefits
  • Education Planning (as needed)

 

Platinum Plan:

Ideal Client Profile: Our services are suited for individuals who are on the cusp of retirement or nearing financial independence. This includes parents with children nearing college age, professionals with employee stock purchase plans (ESPP) or employer-provided stock options, solo entrepreneurs, and families managing a moderate level of financial complexity.

Annual Fee: $10,000

Services Included:

  • Gold Plan services
  • Estate & Trust Planning
  • Tax Planning
  • Family & Charitable Gift Strategies
  • Pension & Deferred Comp
  • Self Employed Financial Planning (Investment, Retirement, Tax & Cash Flow)
  • Equity Compensation Planning
  • Long-Term Care

*Disclosure: Wise Capital Partners, nor any of its members, are tax accountants or legal attorneys, and do not provide tax or legal advice. For tax or legal advice, you should consult your tax or legal professional.

Fee Based Asset Management

(minimum $250,000)

For the investor who wants a full-time advisor and a team behind them, we offer the fee based approach

  • Annual Reviews
  • Discretionary Asset Management
  • Rebalancing Models and Strategies as needed
  • On-going comprehensive financial planning
  • Tax Loss Harvesting

The breakdown of our advisory fees are as follows:

250,000-1,999,999 1.00%
2,000,000-4,999,999 0.85%
5,000,000-9,999,999 0.70%
10,000,000 and up 0.55%

One-Time Services: $2,500.00

(includes 10 accounts)

Opening and establishing investment accounts for small businesses:

  • HSA
  • Simple IRA
  • SEP IRA
  • Define Contribution Plans
  • Define Benefit Plans

Items we will take care of.

  • Prepare and issue new account paperwork.
  • Process and establish the new account.
  • Set up the employer/employee contributions.
  • Other services we provide for small businesses.

Business Planning

(price varies)

  • Supplemental Retirement Income
  • Business Succession Planning
  • Non-Qualified Deferred Compensation Plans
  • Buy-Sell Funding
  • Key Person Planning
  • 162 Executive Bonus
  • Split-Dollar Plans
  • Life Insurance
  • Long Term Care
  • Disability

NEXT STEPS

Take the Wise approach and schedule a 15-minute discovery call with our team. There’s no obligation or cost, just the opportunity to introduce ourselves and find out if we can be of service.